Finance Property That Works for Business and Living **Looking to buy, refinance or invest in a semi-commercial property?** A semi-commercial property can provide the opportunity to combine **residential accommodation with commercial space** within the same property. Securing the right mortgage, however, requires a financing solution that reflects the property's unique structure.

At **DCANS Mortgage Ghana**, we help businesses, landlords and property investors explore **Direct Semi-Commercial Mortgage solutions** for eligible properties and investment strategies.

ONE PROPERTY, MULTIPLE POLISSIBILITIES

Semi-commercial properties can offer an attractive combination of residential and commercial use. Depending on the property and lending criteria, examples may include: 1 Shops with flats above 2 Retail premises with residential accommodation 3 Offices with residential units 4 Mixed-use buildings 5 Commercial premises with an attached dwelling 6 Residential properties incorporating commercial space.

WHY CONSIDER A SEMI-COMMERCIAL MORTGAGE ?

 1 Combine Residential & Commercial Use**

Finance eligible mixed-use properties through a mortgage structure designed around their specific characteristics.

2 Investment Opportunities

Explore properties capable of generating income from residential and commercial elements.

3 Portfolio Expansion

Suitable for landlords and investors looking to diversify or expand their property holdings.

4 Business Premises With Accommodation

Potentially acquire premises that combine commercial operations with residential accommodation.

5 Refinance Existing Property

Explore refinancing options where appropriate to your circumstances and lender requirements.

WHO COULD BENEFIT ?

Direct Semi-Commercial Mortgage solutions may be suitable for:

1 Property investors

2 Landlords

3 Business owners

4 Limited companies

5 Mixed-use property owners

6 Commercial property investors

7 Individuals purchasing their first semi-commercial property

8 Investors expanding an existing portfolio

WHAT WE CONSIDER ?

Semi-commercial mortgages can involve more detailed assessment than a standard residential mortgage.

Property and applicant, considerations may include: 

1 Residential and commercial rental income

2 Property valuation

3 Commercial use

4 Residential use

5 Applicant affordability

6 Business performance

7 Deposit or available capital

8 Lease arrangements

9 Planning and property use

10 The overall investment proposition

BUY. INVEST. OPERATE. GROW.

The right semi-commercial property can potentially provide **business premises, residential accommodation and investment income within one property**.

But choosing the right financing structure is essential. **DCANS Mortgage Ghana** can help you understand the process, assess your requirements and explore suitable Direct Semi-Commercial Mortgage options. 

READY TO FINANCE YOUR SEMI-COMMERCIAL PROPERTY ?

Your next property opportunity could be closer than you think.**

Whether you're buying, refinancing or expanding your portfolio, DCANS Mortgage Ghana** can assist with your semi-commercial mortgage requirements.

*All mortgage applications are subject to eligibility, affordability, property, valuation, business and lender criteria. Semi-commercial mortgages may involve additional risks, costs and security requirements. Finance is not guaranteed and terms vary according to individual circumstances.*