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Max. Rate: 12% p.a.
incl Cedi Mortgages
Repayment Period
Up to 30 years
No Upfront Fees
T&Cs Apply

Why Us

We're set out to provide awesome mortgage lending experience to qualified borrowers that your bank of many years has failed to deliver.

 

No Upfront Fees

No Upfront Fees or Application Fees apply when buying from any our in-house Developers / Builders / Providers. Restrictions apply. Learn more.

 

Low Lending Rates

Several tax, legal and operational strategies are employed to maintain a maximum annual lending rate of 12.00%. Our uniquely Seller-Financed Mortgages which does not require regulation strips our service off the needless regulatory cost of providing affordable home loans to low income borrowers without providing subprime mortgages or compromising on quality homes. Learn more.

 

Non-deposit Taking Direct Lender

DCANS Mortgage is a specialised dedicated non-bank non-deposit taking direct mortgage lending platform.

 

No Closing Cost Mortgages

Closing costs are settlement costs and fees you pay to us (or any other mortgage lender if applying elsewhere) in exchange for finalizing your loan. Some common closing costs include appraisal fees, loan origination fees and inspection fees. The specific costs you’ll need to cover depend on your location and property type. Closing costs usually equal 3% – 6% of the total value of your loan. To make mortgage buying uptake a better experience for qualified Ghanaians for the biggest lifetime purchase, with us, some or all closing costs may be added to the loan amount itself. Learn more.

 


 

Related Pages

How We Operate

Residential Mortgages

Buy-to-Let Mortgages

Commercial Mortgages

 

YOUR HOME (OR COMMERCIAL PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT - REPAYMENT ASSISTANCE PROGRAMME AVAILABLE FOR QUALIFIED CUSTOMERS. ALL APPLICATIONS ARE SUBJECT TO STATUS AND OUR LENDING CRITERIA - THIS MEANS THAT THE AMOUNT WE WILL LEND YOU WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES, THE TYPE OF PROPERTY AND THE AMOUNT YOU BORROW.

We are Non-Deposit Taking No Upfront Fee Direct Lenders (not brokers). Terms, conditions and rules govern our operations, so if you disagree with any of them in part or in whole, please don't use our services. All loanable funds are private patient capital from dedicated sustainable and reliable sources and not sourced funds from the general public. We're Fully-Compliant: Our mortgages are structured as Seller-Financed Mortgages (SFM) and where applicable, as Commercial Mortgages, which do not require Bank of Ghana (BoG) regulation. Legal & Compliance Provided by TLA Firm & Ghanaian Partners. For more details, see Regulation & Compliance.

© 2021 DCANS Mortgage, Ghana, affiliated to DCANS Mortgage UK (FCA-Compliant), Proprietary Trading Firm DCANS FX, Ghana's Biggest BNPL Provider DCANS Pay, UK's One-Stop Earned Wages Provider Quid Pay, No Upfront Fee Non-Deposit Taking Direct Platform Lenders Sikamaster Loans (Ghana) & Quidmaster Loans (UK), UK-based Remittance Platform to Africa & Beyond Moneyafrique, TDG Startup Ecosystem Funders [GhanaStartups.org ++ UKStartups.net ++ EUStartups.net] and DCANS Capital Limited (CRN: 07970200), are all part of the AML-Compliant TDG GLOBAL CREDIT SYSTEM of The DCANS Group (TDG) Limited (Registered in England & Wales, CRN: 12645872, VAT #: GB 157 9161 82), but dual-headquartered in Ghana & the UK.

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