DCANS Mortgage is a non-bank, regulation-compliant direct mortgage provider and part of The DCANS Group Limited, with the primary objective of:

Selling properties of its in-house developers (Off-Plan and Modernised Pre-Owned), as well as that of qualified externally-sourced mortgageable properties !!

NO DOWN-PAYMENT OPTIONS

No down-payment doesn't mean you can buy a home empty-handed. Depending on your current age and remaining active working years before retirement, the size of your savings may have to be bigger or relatively smaller.

LONGER REPAYMENT BENEFITS

With late employment and relatively low income levels and pension pegged at 60, it's senseless for the traditional banks to be offering a maximum of 20yrs repayment period for a country of housing deficit in excess of 1.8million units, when the developed markets with less precarious situations are offering 40yr+ mortgages amidst impressive purchasing power parity and longer mandatory pensions up to 67 yrs.

VAT ASSISTANCE

Before 2025 end, Value-Added Tax (VAT) on real estate was just 6% (5% vat + 1% nhil), but from 1st January, 2026, VAT is 20%, obviously pricing many people out of climbing the property ladder (first-time buyers).

We provide vat assistance by sacrificing part of our mortgage interest to the buyer's benefit. Please note, you still need to have the 20% of the property price for vat available before any mortgage closing can be done by us.

STAMP DUTY ASSISTANCE

Support available for the 1% payable to GRA

PROPERTY TAXES WARNING

It's important to note that all property taxes (vat and stamp duty) are mandatory (if required to pay), and until they are paid your property cannot even be registered.

PART-EXCHANGE OPTION