Refinance Your Property. Unlock New Possibilities. Could your existing mortgage work harder for you?** Mortgage refinancing can provide an opportunity to review your current borrowing, potentially improve your financing structure, release capital or support your next property or investment objective.

At DCANS Mortgage Ghana, we help homeowners, landlords, investors and businesses explore **Direct Mortgage Refinancing solutions** based on their individual circumstances and property requirements.

YOUR PROPERTY COULD GIVE YOU MORE OPTIONS

Whether you're looking to refinance an existing mortgage, raise additional funds or restructure your property finance, the right refinancing solution can help you move forward with greater confidence.

Review your mortgage.

Reassess your options.

Plan your next move.

WHY CONSIDER MORTGAGE REFINANCING ?

Review Your Existing Mortgage

Explore whether alternative mortgage arrangements may better suit your current circumstances and future plans.

Potentially Release Equity

Where eligible, refinancing may allow you to access some of the equity built up in your property.

Raise Funds for Your Next Investment

Released capital may potentially be used for eligible purposes such as another property purchase or investment, subject to lender criteria.

Restructure Your Property Finance

Your financial circumstances can change over time. Refinancing allows you to reassess your existing property finance.

Support Portfolio Growth

For eligible landlords and property investors, refinancing can potentially form part of a wider property investment strategy.

WHO COULD BENEFIT ?

Direct Mortgage Refinancing may be suitable for:

1 Homeowners

2 Buy-to-let landlords

3 Property investors

4 Portfolio landlords

5 Business owners with property finance

6 Property companies

7 Customers seeking to refinance an existing mortgage

8 Property owners looking to raise additional capital

WHAT CAN REFINANCING HELP WITH ?

Depending on your circumstances, property and lender requirements, refinancing may be considered for purposes such as:

1 Replacing an existing mortgage

2 Raising additional capital

3 Releasing property equity

4 Funding another property purchase

5 Property improvements or renovation

6 Consolidating eligible property-related borrowing

7 Supporting investment or business objectives

WHY CHOOSE DCANS MORTGAGE GHANA ? 

1 Direct Mortgage Providers

2  Deal directly with a mortgage provider focused on helping customers identify appropriate property finance solutions.

3 Experienced Support

4 Get guidance throughout the refinancing process, from initial assessment to completion.

5 Property-Focused Solutions

6 We consider your property, existing mortgage, financial circumstances and refinancing objectives.

7 Clear & Transparent Process

8 Understand the key requirements, costs and considerations before making a decision.

IS REFINANCING RIGHT FOR YOU ?

Refinancing isn't simply about finding a new mortgage.

You should consider

1 interest rates, arrangement fees, valuation costs, early repayment charges, affordability, loan-to-value, the remaining mortgage term and the overall cost of borrowing

2 A lower monthly payment does not necessarily mean a lower overall cost. That's why obtaining the right assessment before refinancing is important. ##

READY TO REASSESS YOUR MORTGAGE ?

1 Don't leave your property finance on autopilot.

2 Your circumstances may have changed since you originally took out your mortgage. Your property value, income, investment plans and financial objectives may be different today. 

All refinancing applications are subject to eligibility, affordability, property valuation and lender criteria. Refinancing may involve fees, early repayment charges and additional costs. Releasing equity increases the amount secured against your property and may increase your overall borrowing costs. Finance is not guaranteed and terms vary according to individual circumstances.*