Building your own home (or for sale) can give you the freedom to create a property around your lifestyle, requirements and long-term plans. But securing the right finance for land, construction and project costs can be challenging. 

DCANS Mortgage Ghana provides direct construction mortgage solutions designed to support eligible residential building projects from planning through to completion. 

BUILDING THE HOME YOU WANT

A construction mortgage may provide financing to help fund the construction of a new residential property, subject to eligibility, affordability, project viability and lending criteria.

Whether you're planning your **first home, a family residence, a self-build project or a new property investment**, having the right financing structure can help turn your plans into reality. 

WHY CONSIDER A CONSTRUCTION MORTGAGE ?

1 Finance Your Construction Project** Explore mortgage solutions that can help fund eligible construction costs throughout your project.

2 Build Instead of Buy** Create a property designed around your needs rather than compromising on an existing home.

3 Potentially Spread Costs** A suitable construction finance structure can help manage significant project expenditure over the course of the build.

4 Plan With Greater Confidence** Understand your financing position before committing to major construction costs. 

WHO MAY BENEFIT ?

Construction mortgage solutions may be suitable for:

1 Self-build homeowners

2 Individuals planning a new-build home

3 Landowners looking to develop a residential property

4 Families building their long-term home

5 Property investors undertaking eligible residential development projects

WHAT WE LOOK AT

Construction finance can involve more detailed assessment than a standard residential mortgage. Depending on the lender and project, considerations may include:

1 Your income and affordability

2 The value and ownership of the land

3 Planning permission

4 Building regulations and approvals

5 Construction plans and specifications

6 Professional project costs

7 Builder or contractor experience

8 Project timelines

9 The expected completed property value

10 Your deposit or available contribution

PLANS TO COMPLETION

 A successful construction project requires careful planning, realistic budgeting and appropriate financing.

**DCANS Mortgage Ghana** can help you understand the mortgage process, identify the information you may need and explore potential financing options for your proposed project.

READY TO BUILD ?

Don't let financing uncertainty delay your plans.

 If you're considering building a new home or undertaking an eligible residential construction project, **DCANS Mortgage Ghana** can assist. 

**Start Your Construction Mortgage Journey** **Discuss Your Project** **Explore Your Finance Options** **Move Closer to Building Your Future** *All mortgage applications are subject to eligibility, affordability, project, property and lender criteria.

Construction finance can involve additional risks, costs and conditions compared with standard residential mortgages. Funding is not guaranteed and professional advice should be obtained where appropriate.*