One key advantage we have as a non-bank regulatory compliant direct mortgage provider, over the traditional banks, is our ability to offer sell back option for existing property owners who initially financed their purchase with us.

This built-in feature allows existing customers to quickly sell their properties directly to us, either for another property or for cash, without listing it with any traditional agent or intermediary and wait for weeks, months and even years for a successful sale.

Property must have been owned for a minimum of five(5) years before sell back feature can be activated, in line with applicable regulations and/or AML/CTF compliance.

Property Buy & Sell Back provides a flexible property transaction solution for eligible property owners and buyers who need alternative ways to manage their property ownership and financial commitments.

QUALIFIED PROPERTIES

Any property bought from any of the DCANS Property Group Sellers in Ghana or the UK, or externally-sourced properties financed with us in Ghana or via DCANS Mortgage UK, qualifies for sell back option after 5yrs of ownership. 

HOW BUY AND SELL BACK WORKS

Through a structured Buy & Sell Back arrangement, property owners can sell their property at an agreed valuation, under separately agreed contractual terms and conditions.

1 Property Assessment:

The property is assessed to establish its market value, ownership status and suitability for the arrangement.

2 Agreed Sale Price

Both parties agree on the property's purchase price and transaction conditions.

3 Property Sale:

The property is legally transferred to the buyer in accordance with the agreed transaction documents.

4 Buy-Back Arrangement:

Where applicable, a separate contractual arrangement establishes the conditions under which the original owner may repurchase the property.

5 Repurchase Completion:

The property may be transferred back once all agreed conditions and payment obligations have been satisfied.

BENEFITS OF BUY AND SELL BACK

1 Alternative Property Financing

Explore an alternative approach to conventional property financing

2 Access to Property Value

Convert property ownership into an agreed cash consideration.

3 Flexible Transaction Structures

Explore mutually agreed sale and repurchase arrangements.

4 Property Ownership Opportunities

Create alternative pathways to future property ownership. 

5 Transparent Valuations

Transactions are supported by appropriate property valuations and due diligence. 

6 Structured Agreements

Clearly documented transaction terms, responsibilities and completion conditions.

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