Solving the housing crisis is a nuanced issue that plagues the minds of many all around the world. In this country, specifically, the problem has caused rifts among political parties. Regardless of which party you identify with, you’re likely just as lost as anyone else when it comes to finding a solution. And if you have any heart at all whatsoever, watching homeless encampments and rough-sleepers is nothing short of horrific. Where are these people supposed to live when even those with relatively solid salaries struggle to find affordable housing themselves? As long as we see the cost of housing rise, this issue will only worsen for everyone.
Currently, in Ghana, we face two major housing issues: a severe lack of affordable housing — especially for renters — and sustainable structure for low-income buyers. 740,000+ Government (Public-Sector) Employees, 800,000+ Active Private-Sector Tier-I Contributors, making up over 1.5m of active SSNIT Contributors and 2m+ Housing deficit - These numbers make interesting reading for a tech dependent, data-driven firm like ours, and the opportunities provide competitive return on equity and investments for our shareholders.
I'm particular excited about innovative and/or disruptive business models that upends legacy systems and/or established incumbents and that's exactly what DCANS Mortgage does. Those traditional banks unwilling to provide affordable home loans to their salary domiciled accounts stand the risk of losing such accounts in the coming months.
Saving you money is what we do, as a non-deposit taking no upfront fee low-rate mortgage direct lender. That is what our clients love about us, and our competitors hate. I believe in the Ghanaian Dream, and the Ghana Project. At DCANS Mortgage, we solve problems and not interested in talkshops and/or useless endless meetings. Our one-stop homeownership platform (both supply and demand) offers the first real solution to the ever increasing housing crises.
Isaac Osei,
BSc. Biological Science, University of Ghana (I) || BSc. Human Biology, KNUST || MBChB Medicine & Surgery, KNUST-KATH (I)
Founder, The DCANS Group Limited || Founder, DCANS FX || Founder, DCANS Properties
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