Max. Rate: 12% p.a.
incl Cedi Mortgages
Repayment Period
Up to 30 years
No Upfront Fees
T&Cs Apply

The DCANS Way

The DCANS Group Limited's way of remaining a profitable business all year round, irrespective of global economic conditions can be summed up in just four(4) words – 'More Action, Less Talk', but expatiated on several fronts below: 

 

Modernised 'Keiretsu' Model

The DCANS Group (TDG) Limited (parent) is modelled as a modernised keiretsu model - 'German Machine With A Japanese Brain'.

TDG is an interconnected corporate structure dual-headquartered in Ghana and the UK, made of different business units: manufacturers, supply chains, distribution networks, finance providers, finance firms, etc. All working together, have close relationships, and sometimes take small equity stakes in each other, all the while remaining operationally independent. With a common goal, they work together to cut costs and become more efficient (intra-keiretsu firm alliances, collaborations and partnerships).

TDG is made up both horizontal and vertical keiretsu integrated models (Vertical within Horizontal).

 

Differentiated Business Model(s)

Our unique business and/or operating models is a departure from antiquated legacy models.

 

The TDG Ecosystem

TDG and its subsidiaries and/or affiliates benefits from the trust, collaboration, and support that are hallmarks of the keiretsu system: Its relationships are more open, international, and cost-efficient than ever before, keeping costumer cost acquisition to the barest minimum without comprising on growth and/or profits (cost reduction strategies).

Leveraging each TDG company or business expertise to become stronger and better; information shared among customers, suppliers, and employees within the keiretsu leads to increased efficiency. As a result of this information-sharing, investment decisions can be made faster, and suppliers, employees, and customers know the purposes and goals of those investments.

 

Digital First Customer Onboarding / Flexible Working Environment

Our Online-to-Offline seamless onboarding of new customers enables us to focus on what really matters in our line of business and not to waste resources on mere talk, talkshops and other hopelessly outdated business practices – Effective time and task management (completing tasks in the most time-efficient way). We boost productivity by automating certain tasks and hiring people who can interface with our technology systems.

 

Targeted Products & Services

TDG, its subsidiaries and/or its affiliates does not provide mass-market products and services. All resources are allocated to qualified prospective customers via our filtering onboading processes. Not all new enquires are worth the pursuit based on preset customer-business fit protocols.

 

Self-Sufficiency & Self-Sustainability

No one forest can make a forest, but we operate a self-reliant business model, in partnership with loyal customer relations. We have high revenue and/or profit reinvestment ratios across all TDG businesses.

 

Social Media Strategies

Conversion Over Likes. Of what use to have over 100k social media likes or followers but less than 10 have actually bought from you? We use social media advertising and marketing campaigns to compliment our own in-house marketing platform that guarantees conversion at an extremely lower costs, and not reliant on ever-changing social media algorithms.

 

In-House Advertising & Marketing Platform

TDG employs strategic to perpetuate its Lifelong Customer Strategies.

 

In-House Legal & Accounting Platform

Handling all legal and accounting processes internally saves cost aside fostering agility and business continuity.

 

In-House Cybersecurity Platform

Global adoption of digital platforms comes with risks, and our internal screeners are formidable to protect our business, customers and profits.

 

TDG Master Dashboard

Ability to see in real-time, how The TDG Keiretsu operates on a dailt basic via generic and proprietary platforms enables the group to solve problems in a timely manner.

 


 

Related Pages

Founder's Message

How We Operate

Why Choose Us

Careers

BY VIRTUE OF OUR TARGET USER GROUP (SALARIED WORKERS & REGISTERED BUSINESS OWNERS), YOU ARE EXPECTED TO BE ABLE TO SPEAK, READ, WRITE AND UNDERSTAND BASIC ENGLISH TO FOLLOW SIMPLE SERVICE USE INSTRUCTIONS, OR WHERE APPLICABLE, SEEK INDEPENDENT LEGAL AND/OR FINANCIAL ADVICE FROM A QUALIFIED PROFESSIONAL BEFORE USING OUR SERVICES. PLEASE DON'T APPLY OR CONTACT US IF YOU DON'T QUALIFY. OUR 24/7 ONLINE SUPPORT COMPLIMENTS THE ABUNDANT INFORMATION ALREADY PROVIDED ON THIS PLATFORM, AND NOT TO REPEAT THE READILY AVAILABLE INFORMATION AT THE CLICK OF THE BUTTON.

MORTGAGES ARE SECURED AGAINST YOUR PROPERTY. YOUR HOME (OR COMMERCIAL PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT - REPAYMENT ASSISTANCE PROGRAMME AVAILABLE FOR QUALIFIED CUSTOMERS. ALL APPLICATIONS ARE SUBJECT TO YOUR CREDIT PROFILE AND OUR LENDING CRITERIA - THIS MEANS THAT THE AMOUNT WE WILL LEND YOU WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES, THE TYPE OF PROPERTY AND THE AMOUNT YOU BORROW.

NO UPFRONT FEES REQUIRED TO USE THIS SERVICE. ALL APPLICATIONS ARE DONE ONLINE – NO PAPER APPLICATIONS, NO USELESS PRE-APPLICATION MEETINGS & NO TALKSHOP. ALL IN-PERSON MEETINGS (IN-OFFICE) ARE STRICTLY BY APPOINTMENT AND ARE ONLY SCHEDULED FOR QUALIFIED APPLICANTS IN OUR DATABASE. IT IS ADVISED THAT PROSPECTIVE BORROWERS READ AND UNDERSTAND ALL PROPERTY LOAN AGREEMENTS THAT COVER THIS SERVICE BEFORE SIGNING.

Using this digital-first platform constitutes acceptance of the terms, conditions and rules that govern our operations, so if you disagree with any of them in part or in whole, please don't use our services. Legal & Compliance provided by TLA Firm & Ghanaian Partners.

We are Non-Deposit Taking No Upfront Fee Direct Home Loan Providers (not brokers). All loanable funds are private patient capital from dedicated sustainable and reliable sources and not sourced funds from retailer depositors and/or investors or from the general public. We're Fully-Compliant: Our home mortgages are structured as Seller-Financed Mortgages (SFM), and where applicable as International Mortgages or Rent-to-Buy Mortgages, which do not require Bank of Ghana (BoG) regulation. Commercial Mortgages are also not regulated by the BoG. Prospective mortgage applicants are not restricted to buy a home from our internal partners: Property Buyer & Flipping Platfom DCANS Properties or Rent to Buy Provider RTB Ghana or Affordable Housing Builder DCANS Developments or any of our in-house home providers - however, restrictions may apply with some of our low-rate mortgages.

© 2024 DCANS Mortgage Ghana, affiliated to DCANS Mortgage UK, Institutional Investors DCANS Capital (England & Wales, CRN: 07970200) and DCANS Investments (Ghana, CRN:), Proprietary Trading Firms DCANS FX and XAU79 and Crypto81 and CityStreet Coders & Quants and Oil & Energies Trading Platform DCANS Energy, BNPL Providers DCANS Pay (Ghana) and Quid Pay (UK), No Upfront Fee Non-Deposit Taking Direct Platform Lenders Sikamaster Loans (Ghana) and Quidmaster Loans (UK), Send Now ay Later Global Remittance Platform to Africa & Beyond Moneyafrique, TDG Startup Ecosystem Platforms GhanaStartups.org and UKStartups.net and EUStartups.net, as well as Global Business Buyer Kaizer Labs and Groupwide IHB DBL UK (England & Wales, CRN: 09012597) , are all part of the AML-Compliant TDG GLOBAL CREDIT SYSTEM of The DCANS Group (TDG) Limited (England & Wales, CRN: 12645872, VAT #: GB 157 9161 82), but dual-headquartered in Ghana & the UK, which is itself affiliated to the Osei Family Office OSFO and hedgie C57H.

This platform is securely powered by DCANS and Doctopus (in-house information & data security platform) & Promoted by TDG Media Ventures (which also owns Ghana Business Today and DCANS Print).