Request a Callback via The DCANS Contact Centre Platform.
Max. Rate: 12% p.a.
incl Cedi Mortgages
Repayment Period
Up to 30 years
No Upfront Fees
T&Cs Apply

Fraud Warning

Fraud is prohibited at DCANS Mortgage. Getting loans based on fraudulent application information is a crime in Ghana, and even hundreds of countries worldwide.

If we discover that bad actors have abused our systems, we work quickly to take action. Loan fraud is a serious concern for DCANS Mortgage (DM). Loan fraud can encompass any suspicious, fraudulent and/or illegal activity committed against DM and related to DM's business. The most common types of suspicious activity and loan fraud schemes are: application fraud; supporting document fraud/forgery (including letters of credit, government-issued ids); and employee fraud.

DM investigates fraud as appropriate, and makes reports of suspected fraud to the authorities, as required, for further investigation and potential prosecution. These anti-fraud efforts are designed to safeguard DM's corporate assets, preserve the Company’s reputation, improve deterrence of fraud in the industry, and generally benefits our customers and the public.

Underwriting Fraud Occurs where a loan application or supporting documentation contains a material misrepresentation or omission of facts bearing on the nature or extent of the risk for which loan is being provided. It induces an underwriter to rely upon the misrepresentations and approve a loan or certain terms that otherwise would not have been issued had the true facts been known.

Internal Employee Fraud Occurs where any alleged misconduct or suspicious, fraudulent and / or illegal activity suspected of being committed against DM by an employee who either acts alone, or in concert with other third parties.

Any person who suspects that Fraud against DM is occurring, has occurred or will occur, should report the matter to DM via e-mail. DM takes every possible measure to keep all e-mails and calls confidential. DM appreciates your critical assistance in this fight against fraud.

 

Take note:

• DM have not and will never cold call anyone. Our customers come to us, we don’t go to them.

 

IP Address Blocking

IP addresses from which fraudulent activities have been perpetuated from are automatically blocked for life

 

Email Address Blocking

Email addressed used in perpetuating fraud on our platform are blocked for life

 

Social Media Blocking

We take proactive steps to ban fraudulent social media accounts from messaging us and/or having access to our social media accounts entirely.

 

Blacklisting

We reserve the right to block and remove any suspected fraudulent user of our services.

 


It is an offence to knowingly give false, inaccurate or misleading information when applying for a loan. If you give such information, you may face criminal prosecution and/or civil action for the recovery of any losses incurred by us.

YOUR HOME (OR COMMERCIAL PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT - REPAYMENT ASSISTANCE PROGRAMME AVAILABLE FOR QUALIFIED CUSTOMERS. ALL APPLICATIONS ARE SUBJECT TO STATUS AND OUR LENDING CRITERIA - THIS MEANS THAT THE AMOUNT WE WILL LEND YOU WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES, THE TYPE OF PROPERTY AND THE AMOUNT YOU BORROW.

We are Non-Deposit Taking No Upfront Fee Direct Lenders (not brokers). Terms, conditions and rules govern our operations, so if you disagree with any of them in part or in whole, please don't use our services. All loanable funds are private patient capital from dedicated sustainable and reliable sources and not sourced funds from the general public. We're Fully-Compliant: Our mortgages are structured as Seller-Financed Mortgages (SFM) and where applicable, as Commercial Mortgages, which do not require Bank of Ghana (BoG) regulation. Legal & Compliance Provided by TLA Firm & Ghanaian Partners. For more details, see Regulation & Compliance.

© 2021 DCANS Mortgage, Ghana, affiliated to DCANS Mortgage UK (FCA-Compliant), Proprietary Trading Firm DCANS FX, Ghana's Biggest BNPL Provider DCANS Pay, UK's One-Stop Earned Wages Provider Quid Pay, No Upfront Fee Non-Deposit Taking Direct Platform Lenders Sikamaster Loans (Ghana) & Quidmaster Loans (UK), UK-based Remittance Platform to Africa & Beyond Moneyafrique, TDG Startup Ecosystem Funders [GhanaStartups.org ++ UKStartups.net ++ EUStartups.net] and DCANS Capital Limited (CRN: 07970200), are all part of the AML-Compliant TDG GLOBAL CREDIT SYSTEM of The DCANS Group (TDG) Limited (Registered in England & Wales, CRN: 12645872, VAT #: GB 157 9161 82), but dual-headquartered in Ghana & the UK.

This platform is securely powered by DCANS and Doctopus (in-house cybersecurity unit) & Promoted by TDG Media Ventures.