Employing more than 373,630 people (as at 2020 187,914 secondary school teaching personnel and 185,715 primary school teaching staff), the Ghana's Education employs one of the largest in the public sector. Special home loan solutions for qualified public sector teaching professionals who are employed on permanent basis.
Target Group
Whether you’re a teacher or lecturer or non-teaching staff, knowing the options you have when it comes to owning your own home as an Public Sector Education employee is incredibly important and although it may feel overwhelming, particularly if you’re a first-time buyer, there’s lots of information available to help you make the right decision.
Features / Benefits
• No Upfront Fees
• Maximum repayment term: 30yrs
• Applicants can either opt for a 100% Mortgage (No Down Payment, 100% LTV) or No Closing Cost Mortgages, but the two cannot co-exist.
• Maximum annual lending rate is 10%.
RESTRICTED LOAN USE
Can Only be used to either
i. Buy a house
or
ii. Build a house on your own land via
..
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