Request a Callback via The DCANS Contact Centre Platform.
Max. Rate: 12% p.a.
incl Cedi Mortgages
Repayment Period
Up to 30 years
No Upfront Fees
T&Cs Apply

Islamic Home Financing

DCANS Mortgage, a Christian (non-Muslim)-owned lender providing Islamic Home Financing is not uncommon in developed matured markets. The DCANS Group (DCANS Mortgage parent), a global player offering sharia-compliant is in compliance with our adopted Equal Opportunity Lending Policies.

Islamic home financing may look similar to a mortgage in some ways, but it is based on an entirely different foundation. Islamic home financing is free of riba (loosely translated as interest), and it is a halal (or permissible) way for faith-conscious Muslims and non-Muslims to buy a home.

 

Islamic Home Financing vs. a Conventional Mortgage

At the heart of a traditional mortgage loan is the practice of lending and borrowing money at interest. The home buyer borrows money to buy a home, agreeing to pay it back over a period of time, with added interest.

 

*
 Maximum Loan Amount
 Maximum Repayment Period
Maximum LTV
 Applicable Restrictions
Islamic Home Financing
 GHS800,000
 10 years
80%
 Can only be used to buy a house from any of our in-house providers
Conventional Mortgage
 GHS6,000,000
 30 years
100%
 Can be used to buy any qualified property: in-house or from external sources

 

Applicable Fees & Charges

..

 


 

Related Pages

Repayment Mortgage

Pension Mortgage

Farmer Home Mortgage

Healthcare Mortgage

Business Owner Home Loans

Buy to Let Mortgage

All Other Residential Mortgage

All Other Commercial Mortgage

YOUR HOME (OR COMMERCIAL PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT - REPAYMENT ASSISTANCE PROGRAMME AVAILABLE FOR QUALIFIED CUSTOMERS. ALL APPLICATIONS ARE SUBJECT TO STATUS AND OUR LENDING CRITERIA - THIS MEANS THAT THE AMOUNT WE WILL LEND YOU WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES, THE TYPE OF PROPERTY AND THE AMOUNT YOU BORROW.

We are Non-Deposit Taking No Upfront Fee Direct Lenders (not brokers). Terms, conditions and rules govern our operations, so if you disagree with any of them in part or in whole, please don't use our services. All loanable funds are private patient capital from dedicated sustainable and reliable sources and not sourced funds from the general public. We're Fully-Compliant: Our mortgages are structured as Seller-Financed Mortgages (SFM) and where applicable, as Commercial Mortgages, which do not require Bank of Ghana (BoG) regulation. Legal & Compliance Provided by TLA Firm & Ghanaian Partners. For more details, see Regulation & Compliance.

© 2021 DCANS Mortgage, Ghana, affiliated to DCANS Mortgage UK (FCA-Compliant), Proprietary Trading Firm DCANS FX, Ghana's Biggest BNPL Provider DCANS Pay, UK's One-Stop Earned Wages Provider Quid Pay, No Upfront Fee Non-Deposit Taking Direct Platform Lenders Sikamaster Loans (Ghana) & Quidmaster Loans (UK), UK-based Remittance Platform to Africa & Beyond Moneyafrique, TDG Startup Ecosystem Funders [GhanaStartups.org ++ UKStartups.net ++ EUStartups.net] and DCANS Capital Limited (CRN: 07970200), are all part of the AML-Compliant TDG GLOBAL CREDIT SYSTEM of The DCANS Group (TDG) Limited (Registered in England & Wales, CRN: 12645872, VAT #: GB 157 9161 82), but dual-headquartered in Ghana & the UK.

This platform is securely powered by DCANS and Doctopus (in-house cybersecurity unit) & Promoted by TDG Media Ventures.