There are no easy or quick fixes to Ghana’s housing affordability challenges, which many countries including the UK are confronting. Ultimately, it will require long-term reforms by governments and regulators to address supply and demand imbalances in the housing market. Governments have largely been unable to tackle most of these issues. So short-term interventions will again be left to charlatans, without fixing any of the long-term underlying structural problems.

Today’s housing market in Ghana combines the worst of two worlds: a lack of supply for those with the means and desire to buy, and unaffordability for those of lower income. A 2010 census report found that the growth in Ghana housing stock over the past decade was not encouraging, exacerbating a growing affordability crisis in many parts of the country.

While there are many reasons, including such fundamental problems as the affordable housing supply, a key, long-term cause of housing shortage and its social implications (including the capacity for those of low income to accumulate wealth through property ownership) lies in our housing policy history. We once had a reliable formula for housing a wide range of income groups but have turned our backs on it.

We're offering a one-stop platform for providing quality affordable homes to qualified income earners in Ghana, replete with direct home mortgages and affordable home loans - not the piecemeal or mere talk approach by governments after governments and useless media talkshop on Ghana's housing crises.

FUNDING

Funding is front and center of affordable housing debates

FEATURES / BENEFITS

Aggressive rollout of affordable homes priced between GHS120,000 and GHS1.2m (approx. $20,000 - $200,000).