Employing more than 120,000 people, the Ghana Health Service (and/or Ministry of Health) is one of Ghana's largest employers. Special home loan solutions for qualified public sector medical professionals who are employed on permanent basis.
Target Group
Whether you’re a doctor, nurse or dentist, knowing the options you have when it comes to owning your own home as an Public Sector Healthcare employee is incredibly important and although it may feel overwhelming, particularly if you’re a first-time buyer, there’s lots of information available to help you make the right decision.
Features / Benefits
• No Upfront Fees
• Maximum repayment term: 30yrs
• Applicants can either opt for a 100% Mortgage (No Down Payment, 100% LTV) or No Closing Cost Mortgages, but the two cannot co-exist.
• Maximum annual lending rate is 10%. However, the maximum cap could be reduced to 8% p.a. if you're a permanent staff (or clocks a minimum of 20 hours/week as a locum or part-time staff) with DCANS Healthcare Ghana or DCANS Healthcare UK or Kaizer Pharma.
• Can Only be used to buy a house from either Rent to Buy Ghana or DCANS Properties, or build a house on your own land via Build Now Pay Later Ghana or DCANS Developments.
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