Request a Callback via The DCANS Contact Centre Platform.
Max. Rate: 12% p.a.
incl Cedi Mortgages
Repayment Period
Up to 30 years
No Upfront Fees
T&Cs Apply

Existing Customer Benefits

Homeownership via a mortgage is a journey and not a sprint. After move-in, the TDG Ecosystem seeks to make life extremely comfortable for you.

 

Pay Later Services

Existing DCANS Mortgage (and all other qualified existing customers of The TDG Ecosystem) gets to buy Home & Kitchen Appliances, Kitchenware, Food, Groceries, Farm Produce, Solar Systems, Hotel Stays, etc from provider partners at competitive prices and pay later. Learn more.

 

Care Now Pay Later

We've got you covered when unexpected health spending comes up and not covered by the NHIS or your other private health insurance. Learn more.

 

Personal Loans

Seamless personal borrowing from Sikamaster Loans for any personal needs, as an Existing DCANS Mortgage Customer. It can also be used for School Fees, both in Ghana or anywhere in the UK or Mainland Europe via Quidmaster Loans (a sister company). You can borrow up to GHS50,000 or 20% of your home equity (whichever is lower) interest-free with repayment up to 3 months. Any outstanding balance beyond 90 days attracts interest rate (albeit, very affordable).

 

Second Home / Rental Property

Real estate is an inflation-proof wealth builder, hence we offer flexible options for you to refinance and/or remortgage your existing primary residence mortgage with us at competitive rates and terms and use it to buy an investment property (better than stock market investment).

 

Refinancing & Remortgaging

When you have enough equity in your mortgaged home, you can always refinance, either to invest in some other property (to start and/or grow a property portfolio) or even in a business or some other capital intensive venture. Learn more.

 

Business Startup Support

If you need to start and/or grow your new or existing business, we guarantee priceless one-stop support (including direct business funding, sales, marketing) via GhanaStartups.org (a sister company).

 


 

Related Pages

• How We Operate

• Why Choose Us

• How We Compare

• Eligibility Requirements

• Affordability Check

YOUR HOME (OR COMMERCIAL PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT - REPAYMENT ASSISTANCE PROGRAMME AVAILABLE FOR QUALIFIED CUSTOMERS. ALL APPLICATIONS ARE SUBJECT TO STATUS AND OUR LENDING CRITERIA - THIS MEANS THAT THE AMOUNT WE WILL LEND YOU WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES, THE TYPE OF PROPERTY AND THE AMOUNT YOU BORROW.

We are Non-Deposit Taking No Upfront Fee Direct Lenders (not brokers). Terms, conditions and rules govern our operations, so if you disagree with any of them in part or in whole, please don't use our services. All loanable funds are private patient capital from dedicated sustainable and reliable sources and not sourced funds from the general public. We're Fully-Compliant: Our mortgages are structured as Seller-Financed Mortgages (SFM) and where applicable, as Commercial Mortgages, which do not require Bank of Ghana (BoG) regulation. Legal & Compliance Provided by TLA Firm & Ghanaian Partners. For more details, see Regulation & Compliance.

© 2021 DCANS Mortgage, Ghana, affiliated to DCANS Mortgage UK (FCA-Compliant), Proprietary Trading Firm DCANS FX, Ghana's Biggest BNPL Provider DCANS Pay, UK's One-Stop Earned Wages Provider Quid Pay, No Upfront Fee Non-Deposit Taking Direct Platform Lenders Sikamaster Loans (Ghana) & Quidmaster Loans (UK), UK-based Remittance Platform to Africa & Beyond Moneyafrique, TDG Startup Ecosystem Funders [GhanaStartups.org ++ UKStartups.net ++ EUStartups.net] and DCANS Capital Limited (CRN: 07970200), are all part of the AML-Compliant TDG GLOBAL CREDIT SYSTEM of The DCANS Group (TDG) Limited (Registered in England & Wales, CRN: 12645872, VAT #: GB 157 9161 82), but dual-headquartered in Ghana & the UK.

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