As one of the existing customer benefits, the care now pay later service allows existing customers of DCANS Mortgage (or any other subsidiaries and/or affiliates of The DCANS Group (TDG) Limited) - TDG Ecosystem; to access healthcare services not covered by Ghana's National Health Insurance Scheme (NHIS) from HeFRA approved and/or licensed professionals locally, or abroad where applicable.
Maximum healthcare credit you qualify for is equivalent to your home equity (non-valuated value). For example, if you bought a GHS200,000 home and have managed to repay GHS50,000, the GHS50,000 becomes your home equity (minus all other loans) and the maximum healthcare amount you automatically qualify for.
The maximum repayment period for this healthcare credit is 50 months (5yrs) - The first 90 days are interest-free, but low interest rate apply beyond the initial 3 months.
This service can be used for any health or medical care not covered by the NHIS, including prescription drugs. This service is provided by:
Note:
You are not limited to seek healthcare from any of the above. You're free to choose any licensed healthcare provider you want. However, we can only provide onground advance team support if you opt for any partner providers in Ghana and the UK (including transportation, airport pickup, medical evacuation, specialty meals, etc).