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Max. Rate: 12% p.a.
incl Cedi Mortgages
Repayment Period
Up to 30 years
No Upfront Fees
T&Cs Apply

Care Now Pay Later

As one of the existing customer benefits, the care now pay later service allows existing customers of DCANS Mortgage (or any other subsidiaries and/or affiliates of The DCANS Group (TDG) Limited) - TDG Ecosystem; to access healthcare services not covered by Ghana's National Health Insurance Scheme (NHIS) from HeFRA approved and/or licensed professionals locally, or abroad where applicable.

Maximum healthcare credit you qualify for is equivalent to your home equity (non-valuated value). For example, if you bought a GHS200,000 home and have managed to repay GHS50,000, the GHS50,000 becomes your home equity (minus all other loans) and the maximum healthcare amount you automatically qualify for.

The maximum repayment period for this healthcare credit is 50 months (5yrs) - The first 90 days are interest-free, but low interest rate apply beyond the initial 3 months.

This service can be used for any health or medical care not covered by the NHIS, including prescription drugs. This service is provided by:

DCANS Healthcare Ghana

DCANS Healthcare UK

Kaizer Pharma

DCANS Pay Ghana / Global

Quid Pay UK / Global

 

 

Note:

You are not limited to seek healthcare from any of the above. You're free to choose any licensed healthcare provider you want. However, we can only provide onground advance team support if you opt for any partner providers in Ghana and the UK (including transportation, airport pickup, medical evacuation, specialty meals, etc).

YOUR HOME (OR COMMERCIAL PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT - REPAYMENT ASSISTANCE PROGRAMME AVAILABLE FOR QUALIFIED CUSTOMERS. ALL APPLICATIONS ARE SUBJECT TO STATUS AND OUR LENDING CRITERIA - THIS MEANS THAT THE AMOUNT WE WILL LEND YOU WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES, THE TYPE OF PROPERTY AND THE AMOUNT YOU BORROW.

We are Non-Deposit Taking No Upfront Fee Direct Lenders (not brokers). Terms, conditions and rules govern our operations, so if you disagree with any of them in part or in whole, please don't use our services. All loanable funds are private patient capital from dedicated sustainable and reliable sources and not sourced funds from the general public. We're Fully-Compliant: Our mortgages are structured as Seller-Financed Mortgages (SFM) and where applicable, as Commercial Mortgages, which do not require Bank of Ghana (BoG) regulation. Legal & Compliance Provided by TLA Firm & Ghanaian Partners. For more details, see Regulation & Compliance.

© 2021 DCANS Mortgage, Ghana, affiliated to DCANS Mortgage UK (FCA-Compliant), Proprietary Trading Firm DCANS FX, Ghana's Biggest BNPL Provider DCANS Pay, UK's One-Stop Earned Wages Provider Quid Pay, No Upfront Fee Non-Deposit Taking Direct Platform Lenders Sikamaster Loans (Ghana) & Quidmaster Loans (UK), UK-based Remittance Platform to Africa & Beyond Moneyafrique, TDG Startup Ecosystem Funders [GhanaStartups.org ++ UKStartups.net ++ EUStartups.net] and DCANS Capital Limited (CRN: 07970200), are all part of the AML-Compliant TDG GLOBAL CREDIT SYSTEM of The DCANS Group (TDG) Limited (Registered in England & Wales, CRN: 12645872, VAT #: GB 157 9161 82), but dual-headquartered in Ghana & the UK.

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